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Fema digital submittal Form: What You Should Know

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Instructions and Help about Fema digital submittal

Thanks for joining us. With new FEMA flood maps going into effect this year, some residents are now just learning they need to make changes when it comes to their insurance. Take the Fox Chase neighborhood in Lafayette, where some are getting letters from LCG informing them of the change. There's a meeting tonight on the street, where Justice Henderson joins us live with more on what they need to do next. Justice, Jim Marcel, part of the neighborhood, was already under a flood zone before these new maps became available. Now, the majority of the neighborhood will be in this flood zone, which means people who live here in Fox Chase will need insurance. While some people said they've always had it, others said they're not very happy about it. "I think it's kind of pushy for us demanding homeowners and goes in the residency of es to purchase flood insurance," says a resident. Several residents in Lafayette's Fox Chase neighborhood have received letters from LCG informing them of mandatory flood insurance within 45 days of December 21st. "It does flood out here," says a resident, "I've been out here in this neighborhood. I push my home in 1987, and now I'm mortgage-free, so I think it ought to be to the discretion of the homeowner who wants to take the risk of what if not flood insurance would be." According to the letter, if flood insurance is not purchased, the lender will force-place a policy, usually more expensive. With the recent rains and floods, some residents have been thinking seriously about selling their houses and maybe moving into an area that's not a flood zone. Other neighbors said they moved into this neighborhood because it was not originally on a flood zone, but they understand that they live in...