Music good morning. My name is Dave Boston Jr. and I live in Royal Palm Beach, Florida. The intention behind this video is to share something that may help local citizens here and also people in other counties of South Florida. I live in Palm Beach County but I heard that this may affect people in Martin County and possibly even nationally. Recently, my property in Royal Palm was newly zoned as a flood area. This came as a surprise to me and as soon as I received the notification, my mortgage company sent me a letter stating that I needed to purchase additional coverage for flood insurance. I understand that people work hard for their money and we should be able to spend it the way we choose. I don't want to have unnecessary coverages if it's not needed. The mortgage company estimated the cost of their flood insurance policy to be $2,269 annually, which can significantly impact families financially. However, I received another letter from the Village of Royal Palm which was helpful, but it lacked some important information. I do want to express my gratitude to Royal Palm for their assistance. I have been in contact with the person responsible for creating these flood maps and working with FEMA to determine the newly mapped flood zones in Royal Palm Beach. Although their intention was good, I believe they left out some vital information that I want to share. When I called the Village of Royal Palm, they stated that I am required to purchase flood insurance but they don't recommend going with the flood insurance offered by mortgage companies as it is overpriced. I reached out to Wells Fargo, my mortgage company, and they confirmed that the $2,269 annually is indeed overpriced. To get a better understanding...
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